Pay with HSA/FSA through Truemed

FDA-Cleared for Wrinkles, Acne & Pain

Clinically Studied

Manufactured in Irvine, CA

HSA/FSA THROUGH TRUEMED

Use your HSA or FSA on LightStim.

Pay for LightStim with pre-tax HSA/FSA dollars through Truemed.* Choose Truemed at checkout and answer Truemed's private health survey. One of Truemed's licensed clinicians reviews it and, if you qualify, issues a Letter of Medical Necessity for your purchase.

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*Personal orders on LightStim.com only. HSA/FSA payment isn't available for B2B orders, including LightStim Pro and Partner accounts.

HOW IT WORKS

Pay with HSA/FSA in 3 steps

Choose Truemed when you check out, and Truemed takes it from there.

1. Choose Truemed at checkout

Add your products to your cart and pick Truemed as your payment method. If a Shop Pay window pops up, close it to see every payment option.

2. Take Truemed's health survey

Answer Truemed's private health survey. Truemed's licensed clinicians review it and, if you qualify, issue your Letter of Medical Necessity. Your answers go to Truemed, not LightStim.

3. Pay with HSA/FSA, or get reimbursed

Pay with your HSA/FSA card, or pay with another card and submit your receipt and letter to your plan for reimbursement.

Wireless lights for at-home routines: LightStim for Wrinkles, LightStim for Acne and Recovery Loop.

LightStim for Wrinkles

$269.00

LightStim for Acne

$189.00

Recovery Loop

From $289.00

Truemed estimates HSA/FSA shoppers save an average of

30%**

by paying with pre-tax dollars. Your savings depend on your tax situation.

TWO WAYS TO PAY

Use your HSA/FSA card, or get reimbursed

Either way, you'll choose Truemed at checkout on LightStim.com.

Pay with your HSA/FSA card	Answer the health survey, then pay with your HSA/FSA card like any other card. If you qualify, Truemed provides the Letter of Medical Necessity your plan may ask for.
Pay now, get reimbursed later	No HSA/FSA card handy? Pay with a regular credit or debit card. If you qualify, Truemed emails your Letter of Medical Necessity with steps for submitting it to your plan for reimbursement.
Split your payment	If your HSA/FSA balance won't cover the whole order, you can split the payment between your HSA/FSA card and another card.
Who decides	Truemed's licensed clinicians decide whether to issue a Letter of Medical Necessity, and your HSA/FSA plan makes the final call on each claim. LightStim doesn't review your health information.

FSA DEADLINE

Many FSA plans reset December 31.

If your FSA runs on the calendar year, unused dollars above any carryover may be forfeited after December 31. Some plans offer a grace period into March or let you carry over up to $680 into 2027, so check with your plan. HSA funds don't expire.

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Shop with confidence

When you buy on LightStim.com:

30-day returns

Devices bought for personal use can be returned within 30 days of purchase, except the LED Bed Core and LED Bed Pro. Skin care can't be returned. A 15% restocking fee may apply if items are missing or the device shows signs of use.

2-year limited warranty

LightStim for Wrinkles, LightStim for Acne, Recovery Loop, Elipsa, ProPanel, LED Bed Core and LED Bed Pro are covered for two years against defects in materials and workmanship under normal use.

Help when you need it

Questions about your order? Contact our team. For help with your health survey or Letter of Medical Necessity, email Truemed at support@truemed.com.

Frequently asked questions

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HSA/FSA

Is red light therapy HSA/FSA eligible?

It can be, if you qualify. With Truemed, you answer a private health survey at checkout, and one of Truemed's licensed clinicians decides whether a LightStim product is medically necessary for you. If so, they issue a Letter of Medical Necessity (LMN). Your HSA/FSA plan makes the final call on each claim.

Which LightStim products can I buy with HSA/FSA funds?

Truemed is available at checkout for every LightStim device and skincare product on LightStim.com, including LightStim for Wrinkles, LightStim for Acne, Recovery Loop, Elipsa, ProPanel and the LED Bed. Eligibility is decided for each person and product, so qualifying for one product doesn't mean every product qualifies.

How do I check out with Truemed?

Add your products to your cart, go to checkout and choose Truemed as your payment method. If a Shop Pay window pops up, close it to see every payment option. Then complete Truemed's health survey and pay with your HSA/FSA card or another card.

What's a Letter of Medical Necessity?

It's a letter from a licensed clinician saying a product is medically necessary for you, based on the health information you share with Truemed. HSA/FSA plans can ask for one to approve a purchase. Truemed provides it if you qualify.

How long does it take to get my Letter of Medical Necessity?

It varies. If you qualify, Truemed emails your letter after a licensed clinician reviews your survey, and some surveys need extra review time. If you don't see it, check your spam folder, then contact Truemed at support@truemed.com.

Can I pay with a regular card and get reimbursed?

Yes. Choose Truemed at checkout and pay with any credit or debit card. If you qualify, Truemed emails your Letter of Medical Necessity with steps for submitting your purchase to your plan for reimbursement.

Do my HSA or FSA funds expire?

HSA funds don't expire. They roll over from year to year. FSA funds are generally use-it-or-lose-it at the end of your plan year, which is December 31 for many plans. Some plans let you carry over up to $680 of unused 2026 funds into 2027, and others give you a grace period into March, but a plan can't offer both. Check with your plan for its rules.

Who sees my health survey answers?

Truemed and its licensed clinicians. You take the survey with Truemed, not LightStim, and Truemed uses your answers to decide on your Letter of Medical Necessity. See Truemed's privacy policy for details.

Can I use HSA/FSA funds on a LightStim Pro or Partner account?

No. HSA/FSA payment through Truemed is for personal orders on LightStim.com only. It isn't available for B2B orders, including LightStim Pro and Partner accounts.

What if my claim is denied?

Your HSA/FSA plan makes the final decision and can deny a claim even with a Letter of Medical Necessity. For help with your survey, letter or claim, contact Truemed at support@truemed.com.

Can I return an HSA/FSA purchase?

Yes. HSA/FSA purchases follow the consumer returns policy in our Terms & Conditions. Devices bought on LightStim.com for personal use can be returned within 30 days of the original purchase date, except the LED Bed Core and LED Bed Pro. Skin care products can't be returned.

To start a return, email support@lightstim.com for a return authorization number. A 15% restocking fee may apply if items are missing or the device shows signs of use.

Ready to use your HSA or FSA?

Choose Truemed at checkout to see if you qualify.

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HSA/FSA disclosures

*HSA/FSA payment through Truemed is for personal orders on LightStim.com. It isn't available for B2B orders, including LightStim Pro and Partner accounts.

**Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures. Truemed bases its savings estimates on the marginal income and payroll tax rates of the median U.S. taxpayer with income.

Eligibility is decided by Truemed's licensed clinicians based on your health survey, which you complete with Truemed, not LightStim. Each Letter of Medical Necessity is issued at the clinician's discretion, and your HSA/FSA plan administrator may approve or deny any claim. Some plans limit or exclude certain products.

FSA deadlines, grace periods and carryover amounts vary by plan. $680 is the IRS maximum carryover for plan years beginning in 2026, and your employer may set a lower amount.

LightStim doesn't provide tax or legal advice. Talk to a tax professional about eligibility and tax treatment.